November 11, 2008
Use ‘Em or Lose ‘Em: Top 5 Reasons to
Take Advantage of Your Dental Insurance Benefits
Ever feel like you funnel money into a dental insurance plan
that you’ll never see again? Don’t let your dental policy
become a black hole! Take advantage of all the benefits they
offer – benefits you’re already paying for. Need a little
motivation? Here are 5 very good reasons to use your benefits
to the fullest!
- Yearly Maximums. Dental insurance plans put a
maximum on the amount of money they’re willing to pay for
your dental care. Maximums vary from one company or policy
to the next, but typically fall around $1000. Sounds like a
lot of money, doesn’t it? Insurance companies consider this
amount to be a good investment. Allowing you to get regular
dental care, your carrier can prevent the need for more
serious (and more expensive) dental procedures down the
road. Why not do you both a favor and use it, ensuring your
mouth is in tip-top shape when next year rolls around?
- Premiums. You’re probably paying a monthly
premium to keep your insurance. Even if you don’t need
extensive treatment, you should use that money for regular
check ups and cleanings to prevent costly procedures in the
future. Don’t throw your money away!
- Deductibles. Insurance companies typically
expect you to pay a certain amount of money for your dental
care each year – usually about $500. If your smile isn’t in
good shape, our office can create a treatment plan to put
you back on track. Deductibles begin anew each year, so
spreading out this care over more than 1 year will mean you
have to pay more out-of-pocket.
- Inflation. It seems everything becomes more
expensive from one year to the next, and dental materials
and equipment are no exception. Putting off necessary
dental care could mean that you’ll have to pay more down
- Dental Problems Escalate. If your pearly whites
are anything but, they’re only going to get worse. That is,
of course, unless you take advantage of your insurance
benefits and tend to your teeth and gums. A little cavity
that isn’t bothering you one year may become a major
headache (or toothache!) the next.
If you haven't yet taken advantage of your dental insurance
benefits and would like to schedule an exam to verify
everything is in order, call our office at
(212)988-8822 or email us at info@DrSimonRosenberg.com today.
We'll help you find which treatments are and are not covered by